We still have 2 months left of 2020. 

It is easy to say either 'I've done so well this year and broken records' or 'I've just about got by' or 'This year is awful, I can't wait for 2021' Either way this produces the same action of taking your foot off the gas, waiting for something magical to happen come the 1st Jan.

Changes to lockdown can encourage these thoughts even more. Listen to find out how we are tackling these upcoming changes.