Your lender have rights over your life assurance benefits. Borrowing creates unnecessary panic and cry if property is lost or damaged. Be contented always. God wants us to depend on Him for all our nerds. You are automatically a servant to your lender if you borrow. A borrower discards God's price tag on him and decide to sell himself to another, thereby wasting God's investment on him. No matter what, don't go borrowing if God gives you an assignment. If He commission it, He would provide for it. Likewise, don't borrow to start a business. Trust God for all support and supplies.