<p>Running out of money is a huge fear for those in retirement. But it's more than another market crash. John and Virginia break down other factors to protect against.</p>

Running out of money is a huge fear for those in retirement. But it's more than another market crash. John and Virginia break down other factors to protect against.

Don't run out on money! Avoid these pitfalls.

John McNeil is senior partner at Mobile Bay Financial Solutions. John followed in the steps of his grandfather who started the firm in 1922. Now joined by his daughter, Virginia McNeil O'Brien, she represents the fourth generation of family to join the firm. John has been on the radio for over 20 years talking about the financial issues related to retirement. "It's Your Money" is heard each Saturday on WNTM in Mobile, and is now available on podcast.

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Don't run out on money! Avoid these pitfalls.

Don't run out on money! Avoid these pitfalls.