Estate planning isn’t just for the wealthy or the elderly. In this episode, Tabitha and Zack sit down with Blue Bell estate planning attorney E. Nego Pile to unpack what really happens when someone passes away without a will in Pennsylvania. From inheritance taxes to family conflict, from tangled titles to reverse mortgages and Medicaid planning, this conversation makes one thing clear: waiting costs families money, time, and sometimes the home itself.

What you’ll learn:

• How Pennsylvania intestacy works (who inherits when there’s no will)
• What happens when siblings inherit property together
• Why inheritance tax surprises families at the closing table
• How families lose homes through foreclosure, tangled title, or unpaid taxes
• The risk of reverse mortgages when a homeowner dies
• Why early Medicaid / long-term care planning can protect the home
• Why powers of attorney are often more important than a will
• How guardianship works for minor children—and why you must choose
• Why parents can’t automatically access medical records once a child turns 18

Notable moments:

• The “grandmother-rowhome” scenario and loss of generational wealth
• The “coffee math” that reframes the cost of planning
• The reminder that the right time to plan is now—at 18 or 80

If this episode helped you, share it with a family member, especially anyone who owns a home or has kids. You can also find answers to more of your real estate related questions by contacting Tabitha directly a www.tabithaheit.com or for estate planning advice in this area, you can reach E. Nego Pile at www.pilelaw.com

Disclaimer:

This episode is for informational purposes only and is not legal advice. Consult a qualified attorney for guidance on your specific situation.