Here's something most people don't know: down payment assistance isn't just for first-time homebuyers. If you've owned a home before, you might still qualify for programs that help cover your down payment, and there are a lot of people out there paying more than they have to because nobody told them to look.

Michael breaks down how down payment assistance actually works, what programs are out there for repeat buyers, the difference between grants and second liens, income and purchase price limits, and how to find out if you qualify. Because the money is sitting there. Programs exist specifically to help people who don't have a big chunk of cash ready to put down. The only thing standing between most people and that money is not knowing to ask.

If you've been assuming this wasn't an option for you, this episode is worth twenty minutes of your time. Subscribe to Home Buying Made Easy and stop leaving money on the table.