Lauren sits down with Marc Emrich, Senior Loan Originator at Pivot Lending Group, to break down why the 20% down payment rule stops so many Colorado first-time buyers before they ever get started. Marc explains where that number actually comes from, what it really means for your monthly payment, and what lower down payment loan options and Colorado assistance programs exist for buyers who qualify. Listeners will walk away understanding that the amount they actually need to buy a home is probably a lot more specific — and manageable — than the figure they've had in their heads.

Home Base is a weekly podcast from Pivot Lending Group helping first-time homebuyers understand the mortgage process, available assistance programs, and what to expect on the road to ownership.

🌐 Resources in English & Spanish: https://cofirsttimebuyergrants.com/

https://cofirsttimebuyergrants.com/