Dr. Temi Ajao is a wife, mother of two, board-certified emergency physician, money mindset coach, entrepreneur, and real estate investor. A first-generation Nigerian American, she was raised in the Bronx. She earned her BA in Psychology and Africana Studies from SUNY Binghamton and later her medical degree from the George Washington School of Medicine.

Dr. Ajao completed her residency at Baylor College of Medicine with a strong interest in pursuing a fellowship in global health. However, burdened with nearly half a million dollars in student loan debt, she decided to pause her fellowship dreams to tackle her financial obligations. She began practicing emergency medicine in a community setting, aiming to pay off her debt, build a nest egg, and eventually return to academia. 

Unexpectedly, after five years working in a high-acuity environment, Dr. Ajao experienced career burnout. Her financial stress worsened when her employer transitioned from physician-owned to corporate-owned, increasing pressure to meet RVU targets, patient satisfaction scores, and quality metrics—none of which directly improved patient outcomes. 

Feeling disillusioned and losing passion for the field she once loved, Dr. Ajao decided it was time for a change. She negotiated higher pay with local hospitals, reduced her clinical hours, and pursued a career in locum tenens. Additionally, she began focusing on her money mindset, shifting from a scarcity mindset to one of abundance and success. 

Drawing on her personal experiences with burnout and financial stress, Dr. Ajao founded the Money Mindset Academy. Through this coaching program, she empowers women physicians to master their relationship with money, helping them double their net worth and regain control of their financial futures.

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