Many financial advisors find themselves unwittingly playing the part of family counselor. Their clients, meanwhile, often don't even realize the financial decisions they are wrestling with are governed by past experiences. 

Take a story shared by Sonya Lutter, CFP® and associate professor of personal financial planning at Kansas State University, about a client who was tight-lipped on finances. During an art exercise, he created a pig, a reminder of his youth when he showed animals at the county fair. While reminiscing, he mentioned a long-forgotten incident when his parents sold the prize pig he'd labored to raise, yet he never saw a dime of the money. That's when the lightbulb went on for his wife, who suddenly realized why he wanted to know where every penny goes. 

You can find show notes and other information at CarsonGroup.com/Framework.