In this episode, Joyce and Gayle are joined by Dr. Tony Dale, founder and chairman of the medical cost sharing company Sedera. We discuss Sedera’s model of health cost sharing and their approach to personal responsibility, high value care, and the doctor-patient relationship. Find out more at Sedera.com.Dr. Dale shares how his views were shaped by his experiences as a family physician in the U.K. and as a patient and entrepreneur in the U.S. We delve into the transfer of value bet...