The human side of AI adoption - Part 1: why 95% of people use AI wrong and what it costs us.

Research shows only 5% of people truly co-create with AI — the rest just outsource their thinking. Dr. Vivienne Ming and Andy Mabaso reveal why companies using true co-creation win product awards and drive revenue while outsourcing produces forgettable marketing slop. Plus: the neuroscience behind cognitive decline, why machines handle certainty while humans must own uncertainty. Digital transformation solutions for South African FSIs