How do you approach saving for retirement? Some people focus on earning more, while others on spending less (not mutually exclusive, by the way). Then there are the frugals.

The Frugal/minimalist movement is at the very end of the spectrum of cost-consciousness, bordering on a monk-like existence.

Let’s talk about 3 common rationales for frugality, and then 3 reasons why this is dangerously limited thinking (the last reason is the most important)

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