Before The Returns

E4 - Cash Flow vs Net Worth - The Real Measure of Financial Freedom


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We love to track net worth — but here’s the problem: you can’t spend it.

In this episode of Before the Returns, Jaden Zubal breaks down why cash flow is the real measure of financial freedom, and how targeting net worth can keep you stuck chasing numbers instead of living your purpose.

💡 In this episode, you’ll learn:

  • Why growing net worth doesn’t always lead to more freedom
  • The mindset shift from “owning more” to “accessing more”
  • How cash flow creates purpose and flexibility
  • The dangers of lifestyle creep — and how to stop it
  • Why renting can sometimes be the smarter move for your goals
  • The role of systems and structure in building lasting wealth

Jaden also shares a real client example that reveals how focusing on income and flow — not just assets — can accelerate your ability to live the life you actually want.

🔑 Key takeaway:
Wealth isn’t about how much you have — it’s about how much you can control and use.
Cash flow is what keeps money alive and working for you.

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Learn more at www.jadenzubal.com | Follow @jadenzubal | Join the *Before the Returns Weekly* newsletter

📩 Questions or ideas? Email: [email protected]

⚖️ Disclaimer: This podcast is for educational purposes only. It is not financial, tax, or legal advice. Always consult with a qualified professional before making financial decisions.

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Before The ReturnsBy Jaden Zubal