Most people never realize they’re paying rent on their own money.

In this episode of Before the Returns, Jaden Zubal explains how the modern banking system actually works — why banks can lend out nearly ten times what you deposit, and how that means your money is working hard… just not for you.

You’ll learn how fractional-reserve banking creates money through credit, why banks always win inside their own system, and how you can start thinking like a bank — using structure, control, and flow to move from renting your financial life to owning it.

💡 In this episode, you’ll learn:

• How the Federal Reserve and fractional-reserve banking really work
• Why banks can lend out $1,000 for every $100 you deposit
• What it truly means to “rent” your financial life
• How the wealthy mirror bank systems to build lasting control
• The Four Pillars of Wealth — structure, control, cash flow, and movement
• How to start shifting from renter → owner of your own financial system

🔑 Key takeaways:

“Your money is working hard — just not for you.”
 “The moment you start asking permission to use your own money, you’ve stopped owning it.”
 “You don’t have to fight the banks — you just have to stop playing their game.”

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Learn more at www.jadenzubal.com | Follow @jadenzubal | Join the *Before the Returns Weekly* newsletter

📩 Questions or ideas? Email: [email protected]

⚖️ Disclaimer: This podcast is for educational purposes only. It is not financial, tax, or legal advice. Always consult with a qualified professional before making financial decisions.