In today's economic climate, earning $30 an hour doesn't stretch nearly as far as it used to, making it increasingly difficult to sustain a decent standard of living. The harsh reality is that in many parts of the United States, especially in states like California, you need to make over $100,000 a year just to keep your head above water. Anything less than that, and you're struggling to cover even the basics, let alone save for the future or enjoy any semblance of comfort. It's a sobering truth that leaves many feeling disheartened and overwhelmed, as the cost of living continues to outpace wages.