We are honored to present this episode with Betsy Hughes.  Betsy has spent her entire career, nearly 40 years, as a student of philanthropy.  Just in the last 20 years, she has raised more than $500M—for universities, museums, and human services organizations.  Nathaniel started the conversation by asking in the U.S., who's your typical major donor, and where does their money go?  Without any surprises, religious groups are the number one charitable recipients.  Betsy then respectfully debunked the myth that most NPOs spend too much money on administrative operations.  She further explained that "passion" is the biggest reason people donate, so it's important for you to vet the organization by understanding its mission and trusting them to utilize your donation.  Volunteering may be a good way to start.  We then discussed how the face of philanthropy has changed, especially during COVID-19.  Betsy is excited to see much more involvement from women, people of color, and the younger generation.  As Betsy said, over 70% of donations come from small individuals, and every bit counts!  We highly courage you to start today if you can, whether to improve your own community or to help a cause that you believe in!  Thank you!