Five years after the 2008 economic collapse, how are we as a civilization doing?  All of those new Wall Street regulations are keeping the banks in line.  All of the 'too big to fail' banks have been broken up.  Community banking has taken over as the dominant banking system.  The nationwide moratorium on home foreclosures kept millions of families off the streets.  The SEC has been bringing law suits of major banks and investment firms by the hundreds to the court system.  Bankers have been going to jail in record numbers and paying appropriately high fines for their criminal acts.  It's exactly the world that President Hope and Change promised the voters five years ago. [Click to Listen]