Frank is a full time, multifamily real estate investor for the past 21 years and started 24 years ago while employed full time. Having studied economics and finance, Frank was a registered investment advisor with his own firm before joining the Federal Reserve. At the Fed, Frank worked in the fiduciary world specializing in asset management of high net worth individuals and securities lending. He has formal credit underwriting and options training, worked on specialized investigations involving derivative transactions. Frank also attended law school. In addition to multifamily investing, he has flipped single-family houses, spec built homes, appeared in front of planning boards and zoning boards seeking relief, and active in local real estate meet-ups. He acts as a consultant for individuals facing challenges in their real estate business and self manages his own multi-million dollar portfolio, is an accredited investor, and seeks opportunistic investments. He speaks to other real estate investors about various aspects of real estate investing and maximizing passive cash flow. Frank is the former Chairman of the Atlantic Highlands Unified Board (Both Planning Board and Zoning Board). Frank served from 2007 to 2016. He was charged with the responsibility of reviewing applications, conducting public meetings, spearheaded new and various zoning laws revisions and worked with Professional Planners revising Master Plan for Atlantic Highlands which resulted in new development and growth. Frank also owns his own construction company to vertically integrate and facilitate unit and building rehabilitations on his property. _____________________________________________

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