Interest rates have begun to creep back up.  

New Zealand’s largest bank, ANZ, has increased its rates across the board, hiking everything by 20 basis points except the one-year rate, which only increased by 10. 

It's rates now start at 4.69% for its six-month “special” and go up to 6.49% for five-year terms.  

So how high will they go and what should you do? Ed McKnight joined Jack Tame to offer some advice. 

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