In this episode of Keeping it REal, Kelly and Amanda are joined by Lance LaGarce, a loan officer from Nations Lending, for a clear and informative conversation about conventional loans. Lance breaks down key aspects like credit scores, down payments, and debt-to-income ratios, making the process easy to understand. He shares practical advice and real-world examples, emphasizing the importance of education and preparation. With thoughtful questions from the hosts, this episode offers valuable insight for both agents and buyers looking to better navigate the lending landscape.