An interview with Katie Huneke of Embrace Pet Insurance Company about their recently introduced product called Embrace 360 that allows veterinary hospitals to easily introduce their clients to pet insurance and electronically submit claims and quickly receive reimbursement. Instead of having to pay the veterinarian the full amount of the bill up front and then seek reimbursement from Embrace, the pet owner only has to pay the deductible, copay and for any uncovered expenses out of pocket. Embrace pays the balance of the claim by direct deposit into the veterinary hospital's bank account either the same day or within 24-48 hours.