Today we’re talking about one of the most important but often overlooked aspects of personal finance: emergency funds. If you’ve ever found yourself in a financial pinch—whether it’s an unexpected medical bill, a car repair, or a job loss—you know just how stressful it can be. That’s why having an emergency fund is such a game-changer. It gives you a financial safety net, a buffer that lets you handle life’s curveballs without derailing your entire financial plan.

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