Don't submit your application for Employee Benefits under ERISA blindly.  Employers already have the upper hand because they design your Benefit Package, control the outcome, and know the laws.  How much do most Employees know?  Typically, only what Employers want you to know. 

Take the next few minutes and learn top five things you need to know about Employee Benefits Plans under ERISA. What you learn may be your best protections. "I am encourage to see more people stand up and say, ERISA Reform is needed today, not tomorrow." - ESTRA