As a general rule, state law requires employers to provide workers' compensation insurance coverage for all their employees. However, there are exceptions to this rule, and Texas is one of them. While it is not mandatory to provide workers' comp insurance, many do anyway. However, those that do not are described as "non-subscribers."

Usually, failure to subscribe to workers' comp insurance is a cost-saving initiative, however it can often prove more expensive in the long run, as it leaves employers vulnerable to all kinds of workplace accident lawsuits. Even if they do not offer workers' comp, employers are expected to follow all notice and filing requirements of the state's Workers' Compensation Act.

The Stephens Law Firm Accident Lawyers

9039 Katy Fwy Suite 209

Houston, TX 77024

281-623-1701

https://www.joestephenslaw.com/