Pastor ministry is not done by SS benefits or 401k. It is done by absolute trust in God's providence. All these men and women of God doing ministry after amassing money are running their own show. True ministry is born out of responding to go and stepping out by faith knowing God will provide people and other resources. But you spend ten to twenty years trying to work and save money to do what God wanted you to do ten years ago. By the time you finish amassing money God had abandoned you already. Be wise