In this episode of Insight, host Ariel Backus speaks with T. Rann Paynter, president and CEO of the Michigan Bankers Association, about his 11 years leading MBA and his broader experience across state banking associations. Paynter explains how MBA serves roughly 100 banks—from community institutions to national lenders—through advocacy, regulatory engagement, and member-driven policy work. He discusses workforce and economic challenges facing the industry, efforts to elevate banking career pathways and financial literacy in Michigan schools, and the growing importance of cybersecurity and fraud prevention. The conversation concludes with a look at why member engagement and collective advocacy are essential as the banking sector continues to consolidate.

MSAE Insight is produced by Association Briefings.