AI is no longer just a productivity tool—it's becoming a labor and economic force that can reshape career stability, income expectations, and client anxiety. This episode introduces a practical framework advisors can use to treat AI as an emerging planning variable, alongside inflation, longevity, and market volatility—plus three ready-to-use prompts to prepare client communication, pressure-test plans, and build a calm client-facing slide outline.

Key insights in this episode: • Why "intelligence is scarce" is a hidden planning assumption • The "intelligence displacement spiral" and what it could trigger • "Ghost GDP" and why markets may diverge from household stability • Five advisor actions: income assumptions, stress tests, and concentration risk

This episode is especially useful for: • Advisors serving tech and white-collar high earners • RIAs fielding client anxiety about AI and job security • Planners updating risk frameworks beyond markets and inflation

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