We share an inspiring conversation with Carmelle Cadet, Founder and CEO of EMTECH, a Fintech company on a mission to create financial inclusion for all, especially those who are underbanked, unbanked and deemed "unbankable." She shares her personal story of growing up in Haiti, gaining access to financial services when her family moved to the US, and going on to have a 10-year career at IBM working in blockchain technology. She describes her lightbulb moment of deciding to quit her 6-figure salary job to work on an issue that was deeply personal to her. Carmelle walks us through the grueling process of raising her first million, pitching to central banks and investors such as a16z, and all the lessons she's learned along the way.