It only takes one bad day to change everything.

In this episode, we walk through a real-life style scenario where things go wrong fast — an accident, a storm, a health scare — and suddenly insurance isn’t just paperwork anymore. It’s the difference between a setback and a financial disaster.

We talk about why waiting until something happens is already too late, the common mistakes people make when they delay coverage, and how small decisions today can protect you from major stress later.

Insurance isn’t about fear. It’s about being ready. And this episode shows why planning ahead matters more than most people think.

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