What will Arthur, Jolanda and Andrew be discussing? Find out below.

Topics covered:

• What does instant payments really mean, how is it defined and what is being done in your region?
• What are the drivers at a consumer, corporate and banking level for instant payments in Europe?
• Mass adoption is key to the future of instant payments, what is preventing this mass adoption or slowing it down?
• How do we prevent a situation where participants are not overfunding and have a system where this is managed on an ongoing basis?
• What are the potential additional impacts on back office processes within a bank I.e. sanctions, AML, liquidity for entering the instant market? How are these challenges overcome?
• Target2  is limited only to credit institutions, can we see the logic in this or would a more liberal approach like the bank of England has to regulated entities be preferable?
• In Form3 terms would this be classed as a direct non-settling participant model?
• What does the landscape look like globally for appetite to migrate to faster payments?
• What are the existing payment processes and how do you see SADC starting to interact with other instant initiatives globally?