Today's topic is crucial for everyone: BUDGETING. We’re joined by two incredible guests: Kali Williams, a friend of the Fund and Director of Sales at Oceans 234, and 2023 Snow Scholar, Melyne Cineas. 

Kali is a first-generation college graduate who attended Florida State University for her undergraduate degree and went on to earn her graduate degree from Florida Atlantic University. While in college, she created a personal budgeting system to manage her expenses and financial aid. Now, she trains our Snow Scholars on how to apply that same system to their own lives to help them take control of their finances. 

Also joining us is Melyne Cineas, a 2023 Snow Scholar who just earned her Associate’s Degree from Palm Beach State College. This fall, she is moving up to Florida State University to pursue her Bachelor’s Degree. As she prepares to live on her own for the first time, Melyne is seeking financial advice to help her feel confident and prepared. We thought this episode would be the perfect opportunity to include her in the conversation and give her a chance to get real-time guidance from Kali.