Today’s guest is Vanessa Colella, Chief Innovation Officer of Citi. Vanessa is tasked with incubating and accelerating innovations that give Citi, a 200-year-old financial institution, a competitive edge. Before becoming Chief Innovation Officer, Vanessa led venture investing and previously ran marketing for Citi’s North American Consumer Bank. Prior to joining Citibank 10 years ago, Vanessa was an entrepreneur-in-residence at U.S. Venture Partners, SVP of insights at Yahoo!, and a Partner at McKinsey & Company.