New challenger Ziglu has just become a fully authorised Electronic Money Institution under the aegis of the UK’s Financial Conduct Authority and has launched peer-to-peer payments for all currencies on its app… but not just fiat currencies, crypto as well and, what’s more, is offering up to £50,000 insurance for crypto holdings. Founder and CEO Mark Hipperson has form – he was previously a co-founder and CTO of challenger Starling Bank. He spoke with Robin Amlot of IBS Intelligence.