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Listen to Vinny's Hot Health Takes as he demystifies your health plan deductibles in about three minutes!

Depending on how your insurance plan is structured, your deductible could play an important role alongside your out of pocket maximum.

Your deductible is the amount of money you would pay for your (covered) health care before your insurance starts to pay ("you pay first").

Usually the only thing that is not subject to your deductible is your annual physical (and some blood tests that your doctor would do in a annual physical).

Keep an eye on your available deductibles next open enrollment!

Disclaimer: This content is for educational purposes only. Please discuss your specific situation with your health benefits administrator or insurance provider for personalized guidance.