Can't live without it, though you wish you did.  Insurance.  

We all need at least 1 or 2 basic insurance in life, be it life, medical, fire, accident, etc. 

We all have that one or two friends who did insurance and when they call you up and say  "Hey, how are you? It's been a while. Let's catch up"  You know a sales pitch is not far away. Your policy review is up. There's a new "limited edition" product in the market just for you   

So despite their best efforts, why do some of us still feel scammed?  

Here's our take on some of the things insurance agents are not telling you. (which they should)