April is Financial Literacy Month so let's talk money! I remember growing up seeing adults living paycheck to paycheck or maxing out credit cards, so I thought that was normal and what you're supposed to do. At one point I had about 7 credit cards and almost $9k in credit card debt. It took forever to get out of those habits and to pay it off. Today we're talking with Michelle Velasquez, a financial coach aimed at helping others secure their financial futures, about what you can start doing now, how to best use your tax return, and how to prepare for a better financial future for your kids!

Michelle just launched a whole book series that teaches kids about finance and spending. Learn more about Michelle and her books at www.vwbcoaching.com.