Gettin' a little hot in the kitchen on this episode! We are too young to be the curmudgeons of finance radio, however we feel the points made here hold true. Growing your family COSTS MONEY, and for the people in the back one time....that doesn't make it an evil thing to want to do. Insurance, doctors, baby toys, education, diapers, and all the unnecessary luxury items that exist for your little tyke are going to hit your bank statement. Try and prepare for them. Also, don't blow the baby savings account on parties and shenanigans before the baby is even born.