Join Scott and financial coach Caroline Kelly on the State 48 Homeowner Podcast as they discuss practical strategies for slashing living expenses in the New Year. Caroline shares invaluable financial insights, guiding families to conquer debt, build wealth, and achieve their financial goals. From reevaluating budgets to managing subscriptions, discover actionable tips to optimize spending without sacrificing lifestyle quality. Tune in for expert advice on aligning personal finances with long-term aspirations and unraveling the psychology behind money for substantial financial transformation.