In this episode, we dive into the key strategies for ensuring your retirement savings last as long as you do. From the outdated 4% rule to more reliable guaranteed income options, we explore the pros and cons of each approach. Learn why relying on the stock market alone may not be enough and how guaranteed strategies, like annuities, can provide lifelong financial security. Plus, we tackle how to report IRA withdrawals on your taxes and answer listener questions. Tune in to get expert insights on maximizing your retirement income!  

0:00 - Intro2:43 - The outdated 4% rule and its limitations
3:43 - How market volatility impacts retirement strategies
5:37 - Non-guaranteed strategies: Real estate, portfolios, and risks
6:17 - Guaranteed strategies: Why annuities provide lifetime security
8:02 - Misconceptions about annuities and fees

9:00 - Am I pro-annuity?10:02 - Comparing the 4% and 5% rules
10:26 - The 3-bucket strategy for income in retirement  
12:00 - How to claim IRA withdrawals on your taxes14:00 - Upcoming retirement course for state employees  

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