The conversation discusses the discontinuation of the Grad Plus loan program as of July 1st, 2026, highlighting its significance for PT students who primarily rely on this loan for financing their education. The implications of this change are explored, particularly how it affects students' ability to borrow money for their studies.

• As of July 1st, 2026, the grad loan program will no longer exist.

• DPT students primarily use Grad Plus loans for financing.
• The discontinuation of this program will impact many students and educational institutions.