This is part 1 of a 3-part series with Rafael Reyes of Loan Depot, discussing mortgage basics for home buyers. This primer on mortgages and loan qualification covers the basic, fundamental aspect of purchasing a home with a home loan, from credit scores, to income requirements, down payments, closing disclosures and much, much more. Make sure you catch all 3 parts of this 3-part series to get a thorough understanding of mortgage fundamentals!