If your kids are out of the out and off the payroll (paying their own expenses) you have entered an empty nest. Your house is quiet, your schedule is yours, and that freedom feels absolutely intoxicating. But here's the plot twist nobody warned you about: your newfound liberty might be costing you more than you expected.

You've entered what financial experts quietly call the "freedom tax" phase of life. While your child-specific expenses have vanished, new spending patterns emerge that can catch even the most prepared parents off guard.

Listen in to hear how we are navigating this season and some tips for continuing to manage your money well.

 

 

 

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