Are you dreaming of homeownership or moving up in home but feeling priced out of the market? You've probably heard whispers about the "50-year mortgage" as a magical solution to affordability. But before you sign on the dotted line for half a century of debt, you need to hear the truth. In this eye-opening episode, we dive deep into why this trending loan option might just be the biggest financial trap of our lifetime. We may be biased but for good reason!

We break down the shocking math behind these loans—revealing how lower monthly payments are essentially a mirage that could cost you triple your home's value in interest. We explore who really wins when you extend your mortgage (spoiler: it's not you), the psychological weight of lifelong debt, and the powerful alternatives that can actually build your wealth. Get ready to take control of your financial future and make decisions that empower you, not the banks!

Our website: www.forbetterandworth.com

Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

Check out our local TV spotlight

Connect with us:

Instagram: @forbetterandworth

YouTube: @forbetterandworth

Ericka: @erickayoungofficial

Chris: @1cbyoung