Would you rather make bank or be the bank? Most people we know chase the dream job, the six-figure gig, or they are willing to kiss as much tail as possible for whatever pays the most. Rats chasin' cheese for the most part, unfortunately. Next thing ya know - high car payments, upside down mortgages, maxed out plastic, and gray hair, brother! A high paycheck doesn't change your spending/saving habits. It only amplifies them. Fix yourself before you think your paycheck is the problem. It's better to have the money in the bank than having to wait on your boss to send it to you once a month.