How to use down payment- We always talk about getting in light. What does that mean… well it depends on the property condition and price point. But most deals don’t work if your down payment is too high. We like to get in around 10% or less. A 20% down payment doesn't work in most cases if you were selling the property to an Owner Occupant or wholesaling it to a landlord because they can’t offer more than 10-20% down. So start with the end in mind, meaning what is your exit strategy? In some cases there is a way to offer more. If you are retailing it and can take over payments or structure financing with a reasonable monthly payment, then holding it short term and selling it outright in a couple months makes sense doesn't it? Or, also you can structure a seller subordination.

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