In this Washington Retirement Planning Podcast episode, I share actionable strategies to get the most out of your 403(b) retirement account. Learn about contribution limits, creative funding techniques, and tax-efficient setups like Roth 403(b)s. I also explain how to choose the best providers, optimize investment options, and navigate hidden benefits like the 15-year catch-up rule. Plus, I address a listener’s question about health insurance options for early retirees. Tune in to maximize your retirement savings and ensure a secure financial future!

0:00 - Introduction: Why 403(b) plans matter

0:30 - Key strategies to maximize your 403(b) contributions

1:55 - Understanding annual contribution limits and catch-up options

3:06 - Creative ways to fund your 403(b) using existing savings

3:58 - Timing contributions with extra income like coaching or bonuses

6:10 - Getting the right 403(b) plan from the start

6:55 - Choosing the right investments

7:56 - 403(b) loan provisions

8:42 - Tax considerations: Pretax vs. Roth contributions

12:17 - Question: Health insurance, Medicare

15:54 - Health insurance options for retirees under 65 (PEB and beyond)

16:33 - Free guides to accessing and transferring 403(b) funds

Check out these too:

1. ⁠⁠⁠⁠⁠⁠Free Washington Retirement Planning Community⁠⁠⁠⁠⁠⁠

2. ⁠⁠⁠⁠⁠Plan 3 Investment Advice⁠⁠⁠⁠⁠

3. ⁠⁠⁠⁠⁠Schedule Meeting⁠⁠⁠⁠⁠

4. More free resources at ⁠⁠⁠⁠⁠WATRSPERS.com⁠