Sign up to save your podcasts
Or
Share EP 176: “Beyond the Budget: A New Way to Wealth and Freedom.”
Share to email
Share to Facebook
Share to X
Share to email
Share to Facebook
Share to X
Or
EP 176: “Beyond the Budget: A New Way to Wealth and Freedom.”
In the podcast episode of "Money & You," host Michelle Perkins engages with guest Janine, who shares her transformative journey in overcoming financial struggles. The discussion revolves around the importance of mindset and habits in shaping one's relationship with money, emphasizing that traditional financial advice often falls short. Janine recounts her experiences of living in debt and working in retail while feeling trapped in a cycle of financial shame.
The conversation highlights her decision to reset her life, leading her to invest in real estate creatively, despite initial challenges. They discuss the significance of taking risks to build wealth and the necessity of addressing emotional responses to money. The episode underscores the idea that financial literacy and a positive relationship with money are crucial for achieving a fulfilling life.
This episode is important as it provides insights into breaking free from limiting beliefs about money, encouraging listeners to adopt a proactive approach to their finances. The conversation took place recently, reflecting contemporary issues surrounding financial well-being and personal growth.
Chapter
00:04 - Mindset shift for financial success
08:05 - Creative financing in real estate
19:42 - Navigating investor relationships
24:50 - Building wealth through generosity
31:25 - Understanding money habits
44:52 - Fearless financial management
52:16 - Finding joy in money
Learnings
What was the turning point for Janine in her relationship with money?
Janine experienced a breakthrough by unlearning limiting financial approaches and transforming her mindset, which allowed her to reset her life and take control of her financial situation.
How did Janine and her partner manage to start investing in real estate despite having no money or bad credit?
They became creative with financing, utilizing other people's money (OPM) and securing private investments, which forced them to think outside the box and find innovative solutions.
What does Janine mean by 'money events' and how do they influence financial behavior?
Money events refer to significant experiences or lessons learned about money that shape an individual's behavior and habits around finances, often leading to emotional responses and avoidance of financial management.
What is the concept of 'the gap' in financial management as discussed in the podcast?
The gap represents the difference between income and expenses, emphasizing that real financial change occurs in how one manages this gap, rather than solely focusing on cutting expenses.
What is the significance of 'Money Moves Monday' in Janine's financial strategy?
Money Moves Monday is a dedicated time each week for individuals to engage with their financial plans, build confidence, and increase their financial literacy through consistent learning and reflection.
Show Notes
# Show Notes for "Money & You with Michelle Perkins"
**Episode Name:** EP 176: “Beyond the Budget: A New Way to Wealth and Freedom”
**Host:** Michelle Perkins
## Podcast Introduction
Welcome to "Money & You," where host Michelle Perkins explores the transformative relationship we can have with money. With a background in career and business coaching, Michelle emphasizes that our mindset and habits are crucial in overcoming financial obstacles. In this episode, she dives deep into innovative approaches to wealth creation, moving beyond traditional budgeting methods.
## Episode Overview
In this episode, Michelle is joined by Janine Mix, a successful entrepreneur and real estate investor. Janine shares her personal journey of overcoming financial struggles and transforming her relationship with money. Together, they discuss the importance of mindset, creativity in financing, and the significance of taking risks to build wealth.
## Main Topics Discussed
- **Transforming Money Mindset:**
- Janine's journey from financial frustration to empowerment.
- The impact of family money stories on personal financial habits.
- **Creative Financing Strategies:**
- Utilizing Other People's Money (OPM) for real estate investments.
- The importance of taking calculated risks in wealth creation.
- **Setting Goals and Taking Action:**
- The significance of setting ambitious financial goals.
- Janine's experience with her "impossible goal" of taking her nieces and nephews on international trips.
- **Building Wealth Beyond Budgeting:**
- The limitations of traditional budgeting and expense-cutting advice.
- The concept of focusing on income growth rather than just cutting expenses.
- **Embracing Fear and Learning from Mistakes:**
- The necessity of facing fears related to money and investing.
- How past financial challenges can lead to valuable lessons and growth.
- **Creating a Positive Relationship with Money:**
- The importance of enjoying life while managing finances.
- Strategies for making financial planning a regular and enjoyable practice.
## Key Takeaways
- **Mindset Matters:** Our relationship with money is shaped by our experiences and beliefs. Understanding these influences can help us change our financial habits.
- **Risk is Essential:** Taking risks is a crucial part of wealth creation; without it, opportunities for growth may be missed.
- **Focus on Income Growth:** Instead of solely concentrating on cutting expenses, seek ways to increase income and create a financial gap for savings and investments.
- **Regular Financial Check-ins:** Establishing a routine, like "Money Moves Monday," can help maintain clarity and confidence in financial planning.
- **Celebrate Progress:** Recognizing and celebrating financial achievements, no matter how small, can foster a positive relationship with money.
## Guest Information
**Janine Mix**
- Entrepreneur and real estate investor.
- Advocate for transforming financial mindsets and creative financing strategies.
- Offers resources for financial planning and wealth-building on her website: [JanineMix.com](http://janinemix.com).
## Additional Resources
- **Five-Step Money Planner:** Available at [JanineMix.com/moneyyou](http://janinemix.com/moneyyou).
- **Join the Facebook Group:** Connect with Janine and others on their financial journeys.
- **Books Mentioned:** "Rich Dad Poor Dad" and "Secrets of the Millionaire Mind" for further reading on financial literacy.
## Conclusion
Thank you for tuning in to this enlightening episode of "Money & You." Michelle and Janine's conversation offers valuable insights into redefining our approach to wealth and freedom. Remember, building a positive relationship with money is a journey, and every step counts. Join us next time for more tips and strategies to enhance your financial well-being!
Newsletter
**Subject:** Unleash Your Wealth Potential: Discover a New Approach in EP 176!
**Body:**
Are you tired of traditional financial advice that leaves you feeling restricted and frustrated? It’s time to break free! In the latest episode of *Money & You with Michelle Perkins*, titled **“EP 176: Beyond the Budget: A New Way to Wealth and Freedom,”** we dive deep into the transformative power of your relationship with money and how it can shape your financial future.
**What’s in it for you?**
- **Shift Your Mindset:** Discover how unlearning limiting beliefs about money can open doors to new opportunities.
- **Real-Life Success Story:** Hear Janine’s inspiring journey from struggling with debt and a dead-end job to flourishing in the world of real estate through creativity and courage.
- **Practical Tips for Wealth Creation:** Learn why embracing risk is essential for building wealth, and how you can leverage “Other People's Money” (OPM) to invest in your future.
- **Navigate Your Financial Emotion:** Explore how your past experiences shape your money habits and find out how to combat negative money stories.
- **Actionable Steps:** Understand the importance of setting realistic goals and make your money moves more effective with simple strategies like “Money Moves Monday.”
This episode isn’t about tightening your belt and sacrificing little joys (we’re looking at you, coffee lovers!). Instead, it’s about creating a wealth mindset that allows you to enjoy life while building financial freedom.
**Take Action Now!**
Ready to transform your money relationship and pave your way to success? Tune in to this enlightening episode [here](insert-link) and start implementing the insights right away! You can also visit [JanineMix.com](http://JanineMix.com) for her five-step money planner, links to her book, and an inviting community to support your journey.
Don’t miss out! This is your chance to step into a new financial paradigm. Listen in, take notes, and le
The conversation highlights her decision to reset her life, leading her to invest in real estate creatively, despite initial challenges. They discuss the significance of taking risks to build wealth and the necessity of addressing emotional responses to money. The episode underscores the idea that financial literacy and a positive relationship with money are crucial for achieving a fulfilling life.
This episode is important as it provides insights into breaking free from limiting beliefs about money, encouraging listeners to adopt a proactive approach to their finances. The conversation took place recently, reflecting contemporary issues surrounding financial well-being and personal growth.
Chapter
00:04 - Mindset shift for financial success
08:05 - Creative financing in real estate
19:42 - Navigating investor relationships
24:50 - Building wealth through generosity
31:25 - Understanding money habits
44:52 - Fearless financial management
52:16 - Finding joy in money
Learnings
What was the turning point for Janine in her relationship with money?
Janine experienced a breakthrough by unlearning limiting financial approaches and transforming her mindset, which allowed her to reset her life and take control of her financial situation.
How did Janine and her partner manage to start investing in real estate despite having no money or bad credit?
They became creative with financing, utilizing other people's money (OPM) and securing private investments, which forced them to think outside the box and find innovative solutions.
What does Janine mean by 'money events' and how do they influence financial behavior?
Money events refer to significant experiences or lessons learned about money that shape an individual's behavior and habits around finances, often leading to emotional responses and avoidance of financial management.
What is the concept of 'the gap' in financial management as discussed in the podcast?
The gap represents the difference between income and expenses, emphasizing that real financial change occurs in how one manages this gap, rather than solely focusing on cutting expenses.
What is the significance of 'Money Moves Monday' in Janine's financial strategy?
Money Moves Monday is a dedicated time each week for individuals to engage with their financial plans, build confidence, and increase their financial literacy through consistent learning and reflection.
Show Notes
# Show Notes for "Money & You with Michelle Perkins"
**Episode Name:** EP 176: “Beyond the Budget: A New Way to Wealth and Freedom”
**Host:** Michelle Perkins
## Podcast Introduction
Welcome to "Money & You," where host Michelle Perkins explores the transformative relationship we can have with money. With a background in career and business coaching, Michelle emphasizes that our mindset and habits are crucial in overcoming financial obstacles. In this episode, she dives deep into innovative approaches to wealth creation, moving beyond traditional budgeting methods.
## Episode Overview
In this episode, Michelle is joined by Janine Mix, a successful entrepreneur and real estate investor. Janine shares her personal journey of overcoming financial struggles and transforming her relationship with money. Together, they discuss the importance of mindset, creativity in financing, and the significance of taking risks to build wealth.
## Main Topics Discussed
- **Transforming Money Mindset:**
- Janine's journey from financial frustration to empowerment.
- The impact of family money stories on personal financial habits.
- **Creative Financing Strategies:**
- Utilizing Other People's Money (OPM) for real estate investments.
- The importance of taking calculated risks in wealth creation.
- **Setting Goals and Taking Action:**
- The significance of setting ambitious financial goals.
- Janine's experience with her "impossible goal" of taking her nieces and nephews on international trips.
- **Building Wealth Beyond Budgeting:**
- The limitations of traditional budgeting and expense-cutting advice.
- The concept of focusing on income growth rather than just cutting expenses.
- **Embracing Fear and Learning from Mistakes:**
- The necessity of facing fears related to money and investing.
- How past financial challenges can lead to valuable lessons and growth.
- **Creating a Positive Relationship with Money:**
- The importance of enjoying life while managing finances.
- Strategies for making financial planning a regular and enjoyable practice.
## Key Takeaways
- **Mindset Matters:** Our relationship with money is shaped by our experiences and beliefs. Understanding these influences can help us change our financial habits.
- **Risk is Essential:** Taking risks is a crucial part of wealth creation; without it, opportunities for growth may be missed.
- **Focus on Income Growth:** Instead of solely concentrating on cutting expenses, seek ways to increase income and create a financial gap for savings and investments.
- **Regular Financial Check-ins:** Establishing a routine, like "Money Moves Monday," can help maintain clarity and confidence in financial planning.
- **Celebrate Progress:** Recognizing and celebrating financial achievements, no matter how small, can foster a positive relationship with money.
## Guest Information
**Janine Mix**
- Entrepreneur and real estate investor.
- Advocate for transforming financial mindsets and creative financing strategies.
- Offers resources for financial planning and wealth-building on her website: [JanineMix.com](http://janinemix.com).
## Additional Resources
- **Five-Step Money Planner:** Available at [JanineMix.com/moneyyou](http://janinemix.com/moneyyou).
- **Join the Facebook Group:** Connect with Janine and others on their financial journeys.
- **Books Mentioned:** "Rich Dad Poor Dad" and "Secrets of the Millionaire Mind" for further reading on financial literacy.
## Conclusion
Thank you for tuning in to this enlightening episode of "Money & You." Michelle and Janine's conversation offers valuable insights into redefining our approach to wealth and freedom. Remember, building a positive relationship with money is a journey, and every step counts. Join us next time for more tips and strategies to enhance your financial well-being!
Newsletter
**Subject:** Unleash Your Wealth Potential: Discover a New Approach in EP 176!
**Body:**
Are you tired of traditional financial advice that leaves you feeling restricted and frustrated? It’s time to break free! In the latest episode of *Money & You with Michelle Perkins*, titled **“EP 176: Beyond the Budget: A New Way to Wealth and Freedom,”** we dive deep into the transformative power of your relationship with money and how it can shape your financial future.
**What’s in it for you?**
- **Shift Your Mindset:** Discover how unlearning limiting beliefs about money can open doors to new opportunities.
- **Real-Life Success Story:** Hear Janine’s inspiring journey from struggling with debt and a dead-end job to flourishing in the world of real estate through creativity and courage.
- **Practical Tips for Wealth Creation:** Learn why embracing risk is essential for building wealth, and how you can leverage “Other People's Money” (OPM) to invest in your future.
- **Navigate Your Financial Emotion:** Explore how your past experiences shape your money habits and find out how to combat negative money stories.
- **Actionable Steps:** Understand the importance of setting realistic goals and make your money moves more effective with simple strategies like “Money Moves Monday.”
This episode isn’t about tightening your belt and sacrificing little joys (we’re looking at you, coffee lovers!). Instead, it’s about creating a wealth mindset that allows you to enjoy life while building financial freedom.
**Take Action Now!**
Ready to transform your money relationship and pave your way to success? Tune in to this enlightening episode [here](insert-link) and start implementing the insights right away! You can also visit [JanineMix.com](http://JanineMix.com) for her five-step money planner, links to her book, and an inviting community to support your journey.
Don’t miss out! This is your chance to step into a new financial paradigm. Listen in, take notes, and le
View all episodes
By Michelle Perkins
5
1414 ratings
In the podcast episode of "Money & You," host Michelle Perkins engages with guest Janine, who shares her transformative journey in overcoming financial struggles. The discussion revolves around the importance of mindset and habits in shaping one's relationship with money, emphasizing that traditional financial advice often falls short. Janine recounts her experiences of living in debt and working in retail while feeling trapped in a cycle of financial shame.
The conversation highlights her decision to reset her life, leading her to invest in real estate creatively, despite initial challenges. They discuss the significance of taking risks to build wealth and the necessity of addressing emotional responses to money. The episode underscores the idea that financial literacy and a positive relationship with money are crucial for achieving a fulfilling life.
This episode is important as it provides insights into breaking free from limiting beliefs about money, encouraging listeners to adopt a proactive approach to their finances. The conversation took place recently, reflecting contemporary issues surrounding financial well-being and personal growth.
Chapter
00:04 - Mindset shift for financial success
08:05 - Creative financing in real estate
19:42 - Navigating investor relationships
24:50 - Building wealth through generosity
31:25 - Understanding money habits
44:52 - Fearless financial management
52:16 - Finding joy in money
Learnings
What was the turning point for Janine in her relationship with money?
Janine experienced a breakthrough by unlearning limiting financial approaches and transforming her mindset, which allowed her to reset her life and take control of her financial situation.
How did Janine and her partner manage to start investing in real estate despite having no money or bad credit?
They became creative with financing, utilizing other people's money (OPM) and securing private investments, which forced them to think outside the box and find innovative solutions.
What does Janine mean by 'money events' and how do they influence financial behavior?
Money events refer to significant experiences or lessons learned about money that shape an individual's behavior and habits around finances, often leading to emotional responses and avoidance of financial management.
What is the concept of 'the gap' in financial management as discussed in the podcast?
The gap represents the difference between income and expenses, emphasizing that real financial change occurs in how one manages this gap, rather than solely focusing on cutting expenses.
What is the significance of 'Money Moves Monday' in Janine's financial strategy?
Money Moves Monday is a dedicated time each week for individuals to engage with their financial plans, build confidence, and increase their financial literacy through consistent learning and reflection.
Show Notes
# Show Notes for "Money & You with Michelle Perkins"
**Episode Name:** EP 176: “Beyond the Budget: A New Way to Wealth and Freedom”
**Host:** Michelle Perkins
## Podcast Introduction
Welcome to "Money & You," where host Michelle Perkins explores the transformative relationship we can have with money. With a background in career and business coaching, Michelle emphasizes that our mindset and habits are crucial in overcoming financial obstacles. In this episode, she dives deep into innovative approaches to wealth creation, moving beyond traditional budgeting methods.
## Episode Overview
In this episode, Michelle is joined by Janine Mix, a successful entrepreneur and real estate investor. Janine shares her personal journey of overcoming financial struggles and transforming her relationship with money. Together, they discuss the importance of mindset, creativity in financing, and the significance of taking risks to build wealth.
## Main Topics Discussed
- **Transforming Money Mindset:**
- Janine's journey from financial frustration to empowerment.
- The impact of family money stories on personal financial habits.
- **Creative Financing Strategies:**
- Utilizing Other People's Money (OPM) for real estate investments.
- The importance of taking calculated risks in wealth creation.
- **Setting Goals and Taking Action:**
- The significance of setting ambitious financial goals.
- Janine's experience with her "impossible goal" of taking her nieces and nephews on international trips.
- **Building Wealth Beyond Budgeting:**
- The limitations of traditional budgeting and expense-cutting advice.
- The concept of focusing on income growth rather than just cutting expenses.
- **Embracing Fear and Learning from Mistakes:**
- The necessity of facing fears related to money and investing.
- How past financial challenges can lead to valuable lessons and growth.
- **Creating a Positive Relationship with Money:**
- The importance of enjoying life while managing finances.
- Strategies for making financial planning a regular and enjoyable practice.
## Key Takeaways
- **Mindset Matters:** Our relationship with money is shaped by our experiences and beliefs. Understanding these influences can help us change our financial habits.
- **Risk is Essential:** Taking risks is a crucial part of wealth creation; without it, opportunities for growth may be missed.
- **Focus on Income Growth:** Instead of solely concentrating on cutting expenses, seek ways to increase income and create a financial gap for savings and investments.
- **Regular Financial Check-ins:** Establishing a routine, like "Money Moves Monday," can help maintain clarity and confidence in financial planning.
- **Celebrate Progress:** Recognizing and celebrating financial achievements, no matter how small, can foster a positive relationship with money.
## Guest Information
**Janine Mix**
- Entrepreneur and real estate investor.
- Advocate for transforming financial mindsets and creative financing strategies.
- Offers resources for financial planning and wealth-building on her website: [JanineMix.com](http://janinemix.com).
## Additional Resources
- **Five-Step Money Planner:** Available at [JanineMix.com/moneyyou](http://janinemix.com/moneyyou).
- **Join the Facebook Group:** Connect with Janine and others on their financial journeys.
- **Books Mentioned:** "Rich Dad Poor Dad" and "Secrets of the Millionaire Mind" for further reading on financial literacy.
## Conclusion
Thank you for tuning in to this enlightening episode of "Money & You." Michelle and Janine's conversation offers valuable insights into redefining our approach to wealth and freedom. Remember, building a positive relationship with money is a journey, and every step counts. Join us next time for more tips and strategies to enhance your financial well-being!
Newsletter
**Subject:** Unleash Your Wealth Potential: Discover a New Approach in EP 176!
**Body:**
Are you tired of traditional financial advice that leaves you feeling restricted and frustrated? It’s time to break free! In the latest episode of *Money & You with Michelle Perkins*, titled **“EP 176: Beyond the Budget: A New Way to Wealth and Freedom,”** we dive deep into the transformative power of your relationship with money and how it can shape your financial future.
**What’s in it for you?**
- **Shift Your Mindset:** Discover how unlearning limiting beliefs about money can open doors to new opportunities.
- **Real-Life Success Story:** Hear Janine’s inspiring journey from struggling with debt and a dead-end job to flourishing in the world of real estate through creativity and courage.
- **Practical Tips for Wealth Creation:** Learn why embracing risk is essential for building wealth, and how you can leverage “Other People's Money” (OPM) to invest in your future.
- **Navigate Your Financial Emotion:** Explore how your past experiences shape your money habits and find out how to combat negative money stories.
- **Actionable Steps:** Understand the importance of setting realistic goals and make your money moves more effective with simple strategies like “Money Moves Monday.”
This episode isn’t about tightening your belt and sacrificing little joys (we’re looking at you, coffee lovers!). Instead, it’s about creating a wealth mindset that allows you to enjoy life while building financial freedom.
**Take Action Now!**
Ready to transform your money relationship and pave your way to success? Tune in to this enlightening episode [here](insert-link) and start implementing the insights right away! You can also visit [JanineMix.com](http://JanineMix.com) for her five-step money planner, links to her book, and an inviting community to support your journey.
Don’t miss out! This is your chance to step into a new financial paradigm. Listen in, take notes, and le
The conversation highlights her decision to reset her life, leading her to invest in real estate creatively, despite initial challenges. They discuss the significance of taking risks to build wealth and the necessity of addressing emotional responses to money. The episode underscores the idea that financial literacy and a positive relationship with money are crucial for achieving a fulfilling life.
This episode is important as it provides insights into breaking free from limiting beliefs about money, encouraging listeners to adopt a proactive approach to their finances. The conversation took place recently, reflecting contemporary issues surrounding financial well-being and personal growth.
Chapter
00:04 - Mindset shift for financial success
08:05 - Creative financing in real estate
19:42 - Navigating investor relationships
24:50 - Building wealth through generosity
31:25 - Understanding money habits
44:52 - Fearless financial management
52:16 - Finding joy in money
Learnings
What was the turning point for Janine in her relationship with money?
Janine experienced a breakthrough by unlearning limiting financial approaches and transforming her mindset, which allowed her to reset her life and take control of her financial situation.
How did Janine and her partner manage to start investing in real estate despite having no money or bad credit?
They became creative with financing, utilizing other people's money (OPM) and securing private investments, which forced them to think outside the box and find innovative solutions.
What does Janine mean by 'money events' and how do they influence financial behavior?
Money events refer to significant experiences or lessons learned about money that shape an individual's behavior and habits around finances, often leading to emotional responses and avoidance of financial management.
What is the concept of 'the gap' in financial management as discussed in the podcast?
The gap represents the difference between income and expenses, emphasizing that real financial change occurs in how one manages this gap, rather than solely focusing on cutting expenses.
What is the significance of 'Money Moves Monday' in Janine's financial strategy?
Money Moves Monday is a dedicated time each week for individuals to engage with their financial plans, build confidence, and increase their financial literacy through consistent learning and reflection.
Show Notes
# Show Notes for "Money & You with Michelle Perkins"
**Episode Name:** EP 176: “Beyond the Budget: A New Way to Wealth and Freedom”
**Host:** Michelle Perkins
## Podcast Introduction
Welcome to "Money & You," where host Michelle Perkins explores the transformative relationship we can have with money. With a background in career and business coaching, Michelle emphasizes that our mindset and habits are crucial in overcoming financial obstacles. In this episode, she dives deep into innovative approaches to wealth creation, moving beyond traditional budgeting methods.
## Episode Overview
In this episode, Michelle is joined by Janine Mix, a successful entrepreneur and real estate investor. Janine shares her personal journey of overcoming financial struggles and transforming her relationship with money. Together, they discuss the importance of mindset, creativity in financing, and the significance of taking risks to build wealth.
## Main Topics Discussed
- **Transforming Money Mindset:**
- Janine's journey from financial frustration to empowerment.
- The impact of family money stories on personal financial habits.
- **Creative Financing Strategies:**
- Utilizing Other People's Money (OPM) for real estate investments.
- The importance of taking calculated risks in wealth creation.
- **Setting Goals and Taking Action:**
- The significance of setting ambitious financial goals.
- Janine's experience with her "impossible goal" of taking her nieces and nephews on international trips.
- **Building Wealth Beyond Budgeting:**
- The limitations of traditional budgeting and expense-cutting advice.
- The concept of focusing on income growth rather than just cutting expenses.
- **Embracing Fear and Learning from Mistakes:**
- The necessity of facing fears related to money and investing.
- How past financial challenges can lead to valuable lessons and growth.
- **Creating a Positive Relationship with Money:**
- The importance of enjoying life while managing finances.
- Strategies for making financial planning a regular and enjoyable practice.
## Key Takeaways
- **Mindset Matters:** Our relationship with money is shaped by our experiences and beliefs. Understanding these influences can help us change our financial habits.
- **Risk is Essential:** Taking risks is a crucial part of wealth creation; without it, opportunities for growth may be missed.
- **Focus on Income Growth:** Instead of solely concentrating on cutting expenses, seek ways to increase income and create a financial gap for savings and investments.
- **Regular Financial Check-ins:** Establishing a routine, like "Money Moves Monday," can help maintain clarity and confidence in financial planning.
- **Celebrate Progress:** Recognizing and celebrating financial achievements, no matter how small, can foster a positive relationship with money.
## Guest Information
**Janine Mix**
- Entrepreneur and real estate investor.
- Advocate for transforming financial mindsets and creative financing strategies.
- Offers resources for financial planning and wealth-building on her website: [JanineMix.com](http://janinemix.com).
## Additional Resources
- **Five-Step Money Planner:** Available at [JanineMix.com/moneyyou](http://janinemix.com/moneyyou).
- **Join the Facebook Group:** Connect with Janine and others on their financial journeys.
- **Books Mentioned:** "Rich Dad Poor Dad" and "Secrets of the Millionaire Mind" for further reading on financial literacy.
## Conclusion
Thank you for tuning in to this enlightening episode of "Money & You." Michelle and Janine's conversation offers valuable insights into redefining our approach to wealth and freedom. Remember, building a positive relationship with money is a journey, and every step counts. Join us next time for more tips and strategies to enhance your financial well-being!
Newsletter
**Subject:** Unleash Your Wealth Potential: Discover a New Approach in EP 176!
**Body:**
Are you tired of traditional financial advice that leaves you feeling restricted and frustrated? It’s time to break free! In the latest episode of *Money & You with Michelle Perkins*, titled **“EP 176: Beyond the Budget: A New Way to Wealth and Freedom,”** we dive deep into the transformative power of your relationship with money and how it can shape your financial future.
**What’s in it for you?**
- **Shift Your Mindset:** Discover how unlearning limiting beliefs about money can open doors to new opportunities.
- **Real-Life Success Story:** Hear Janine’s inspiring journey from struggling with debt and a dead-end job to flourishing in the world of real estate through creativity and courage.
- **Practical Tips for Wealth Creation:** Learn why embracing risk is essential for building wealth, and how you can leverage “Other People's Money” (OPM) to invest in your future.
- **Navigate Your Financial Emotion:** Explore how your past experiences shape your money habits and find out how to combat negative money stories.
- **Actionable Steps:** Understand the importance of setting realistic goals and make your money moves more effective with simple strategies like “Money Moves Monday.”
This episode isn’t about tightening your belt and sacrificing little joys (we’re looking at you, coffee lovers!). Instead, it’s about creating a wealth mindset that allows you to enjoy life while building financial freedom.
**Take Action Now!**
Ready to transform your money relationship and pave your way to success? Tune in to this enlightening episode [here](insert-link) and start implementing the insights right away! You can also visit [JanineMix.com](http://JanineMix.com) for her five-step money planner, links to her book, and an inviting community to support your journey.
Don’t miss out! This is your chance to step into a new financial paradigm. Listen in, take notes, and le