In this episode, Spencer Smith, host of Self-Funded with Spencer and Senior Vice President of Sales at Pareto Health, shares how curiosity led him from insurance sales to a passion for self-funding. He reflects on insights gained from interviewing innovators and working with employers to design better health plans, highlighting why many are moving away from traditional insurance. Spencer also explores the cost crisis, the rise of captives, and how he sees root cause strategies, like functional medicine, reducing costs and creating healthier workplace cultures.

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