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Ep. 184 - GET 2025-READY - MUST-DO YEAR-END MONEY TIPS!
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In this episode, financial wellness strategist Marie Jo Caesar guides viewers through a thorough year-end financial review. She emphasizes the importance of assessing one's 2024 financial performance, setting SMART goals for 2025, and implementing systems to ensure ongoing financial success. The episode is packed with actionable steps and statistics to help viewers conduct an effective financial review, with additional resources like an interactive checklist available on her website.
*KEY TAKEAWAYS*
⭐ Comprehensive Year-End Financial Review
Gather all financial documents, calculate net worth to track progress, and assess financial behavior and goal achievements. Set actionable SMART goals for 2025, focusing on budgeting, savings, debt repayment, and investment strategies.
⭐ Debt Management and Fee Optimization
Prioritize high-interest debt using effective strategies like snowball or avalanche methods. Regularly review accounts to avoid unnecessary fees and maintain credit utilization below 30% for a strong FICO score.
⭐ Optimizing Investments and Economic Awareness
Evaluate investment performance, adjust portfolios, and leverage tax-efficient strategies like maximizing retirement contributions. Stay informed on economic trends to make proactive decisions and implement systems for real-time financial tracking and ongoing education.
*KEY MOMENTS IN THIS EPISODE*
00:12 Importance of Year-End Financial Review
02:17 Key Areas to Assess in Your Financial Review
05:03 Gathering Financial Documents and Calculating Net Worth
06:00 Reviewing Income, Expenses, and Debt
07:40 Evaluating Savings and Investments
08:43 Reflecting on Financial Goals and Habits
12:20 Planning for 2025: Setting SMART Goals
15:28 Creating a Budget and Debt Repayment Plan
22:42 Implementing Systems for Financial Success
37:19 Conclusion and Next Steps
✨ Download Your Free Checklist:
Get my interactive Year-End Financial Review Checklist to simplify your financial review. Track your progress, plan for 2025, and set yourself up for financial freedom. Download it here: mariejocaesar.com/year-end-financial-checklist
Support the show
Connect with me:
Instagram: https://www.instagram.com/the_financiologist_mjcaesar/
Facebook: https://www.facebook.com/merginglifeandmoney
YouTube: https://www.youtube.com/channel/UCDOmx_ThReq0hAC3acvMQ9g
Twitter: https://www.twitter.com/https://twitter.com/mariejocaesar
LinkedIn: https://www.linkedin.com/in/mjcaesar
Click this link https://mariejocaesar.com/fp-quiz to take the "What's Your Financial Personality Type” Quiz, so you can transform your financial identity and create Financial Freedom.
Click this link: https://mariejocaesar.com/consult to book a FREE consultation now! Let's map out your path to financial wellness together. Your future self will thank you.
View all episodes
By Marie Jo CaesarSend us a text
In this episode, financial wellness strategist Marie Jo Caesar guides viewers through a thorough year-end financial review. She emphasizes the importance of assessing one's 2024 financial performance, setting SMART goals for 2025, and implementing systems to ensure ongoing financial success. The episode is packed with actionable steps and statistics to help viewers conduct an effective financial review, with additional resources like an interactive checklist available on her website.
*KEY TAKEAWAYS*
⭐ Comprehensive Year-End Financial Review
Gather all financial documents, calculate net worth to track progress, and assess financial behavior and goal achievements. Set actionable SMART goals for 2025, focusing on budgeting, savings, debt repayment, and investment strategies.
⭐ Debt Management and Fee Optimization
Prioritize high-interest debt using effective strategies like snowball or avalanche methods. Regularly review accounts to avoid unnecessary fees and maintain credit utilization below 30% for a strong FICO score.
⭐ Optimizing Investments and Economic Awareness
Evaluate investment performance, adjust portfolios, and leverage tax-efficient strategies like maximizing retirement contributions. Stay informed on economic trends to make proactive decisions and implement systems for real-time financial tracking and ongoing education.
*KEY MOMENTS IN THIS EPISODE*
00:12 Importance of Year-End Financial Review
02:17 Key Areas to Assess in Your Financial Review
05:03 Gathering Financial Documents and Calculating Net Worth
06:00 Reviewing Income, Expenses, and Debt
07:40 Evaluating Savings and Investments
08:43 Reflecting on Financial Goals and Habits
12:20 Planning for 2025: Setting SMART Goals
15:28 Creating a Budget and Debt Repayment Plan
22:42 Implementing Systems for Financial Success
37:19 Conclusion and Next Steps
✨ Download Your Free Checklist:
Get my interactive Year-End Financial Review Checklist to simplify your financial review. Track your progress, plan for 2025, and set yourself up for financial freedom. Download it here: mariejocaesar.com/year-end-financial-checklist
Support the show
Connect with me:
Instagram: https://www.instagram.com/the_financiologist_mjcaesar/
Facebook: https://www.facebook.com/merginglifeandmoney
YouTube: https://www.youtube.com/channel/UCDOmx_ThReq0hAC3acvMQ9g
Twitter: https://www.twitter.com/https://twitter.com/mariejocaesar
LinkedIn: https://www.linkedin.com/in/mjcaesar
Click this link https://mariejocaesar.com/fp-quiz to take the "What's Your Financial Personality Type” Quiz, so you can transform your financial identity and create Financial Freedom.
Click this link: https://mariejocaesar.com/consult to book a FREE consultation now! Let's map out your path to financial wellness together. Your future self will thank you.