Most wills don’t plan for reality. They ignore messy family dynamics, future kids, or the financial chaos that hits when parents die unexpectedly. In this episode, Tré Bynoe, CFP, CIM, shares how he and his wife structured their own estate plan — trusts, wills, tax strategy, and all — with ruthless clarity and long-term thinking.

This is what real estate planning looks like when you understand the stakes and want your family protected without enabling financial disaster.

You’ll learn:

• Why most online wills fall short and when to use a lawyer instead
• How to leave money to kids without ruining them
• A smart way to inflation-proof estate gifts
• How trusts, letters of direction, and trustees actually work
• What to consider when naming beneficiaries on registered accounts
• Why long-term tax planning beats last-minute scrambling

Follow, rate, or share if you want clear, real-world financial advice.