On this episode of Black850, DeVante goes into depth about the importance of knowing what's on your credit report before applying for any credit. If you have not accessed your credit reports for free, go to myannualcreditreport.com and get all three reports for free. If you cannot access them online, simply give the number on myannualcreditreport.com a call and request them over the phone. You should receive them 2-3 weeks after you call. DeVante drops mulitple gems in this episode, so you don't want to miss!